In the UK, there are several types of wills that can used to express your wishes regarding the distribution of assets and the management of any estates. Here are the main types of Wills: 

Simple Will 

This is the most common type of Will, suitable for individuals with relatively straightforward estates. In a simple Will, you can specify how your assets should be distributed after your death and name an executor to carry out your wishes. 

Testamentary Trust Will 

This type of Will includes the creation of one or more trusts that come into effect after the testator’s death. Trusts can be used to protect assets, minimise taxes, and provide for beneficiaries over time, especially if there are minors or individuals with special needs involved. 

Living Will (Advance Directive)  

A living Will is not a traditional Will for asset distribution; rather, it is a document that outlines your healthcare and medical treatment preferences in case you become incapacitated and unable to communicate your wishes. 

Joint Will 

A joint Will is a single Will executed by two people, typically a married or civil partnered couple. In a joint Will, both parties agree on how their combined estate will be distributed after the death of the first person and then after the death of the second person. 

Mutual Will 

Similar to a joint Will, mutual Wills are separate Wills created by two or more individuals, usually spouses, containing mirror provisions. These Wills typically include an agreement not to revoke or change the terms of the Will without the other party’s consent. 

Mirror Will 

A mirror Will is when two or more individuals, usually spouses or partners, create separate Wills that have identical or similar provisions, leaving their estates to each other and then to the same beneficiaries. 


A codicil is not a separate type of Will but rather a legal document used to make minor amendments to an existing Will. It can be used to add, revoke, or modify specific provisions without having to rewrite the entire Will. 

It’s essential to note that regardless of the type of Will you choose, it must meet certain legal requirements to be considered valid in the UK. For a Will to be legally binding, the testator (the person making the Will) must be of sound mind, sign the Will in the presence of two witnesses who are not beneficiaries, and the witnesses must also sign the Will. To ensure that your Will meets all the necessary legal requirements and accurately reflects your wishes, it is advisable to seek advice from the team at The Will Genie before getting started. 

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